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What Is the Leading Cause of Accidents in Industry?

On Behalf of Christian Ayers
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Industrial work environments are inherently some of the most dangerous workplaces in the country. Therefore, if you or a family member works in any industrial setting, it is crucial to acknowledge the risks you face each day at work. Additionally, you must also know how to navigate the workers’ compensation…

What Are the Most Common Industrial Accidents?

On Behalf of Christian Ayers
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Working in any industrial environment carries an inherent degree of risk. Most people who work in factories, refineries, assembly facilities, and other industrial workplaces are required to use protective equipment, wear specific types of protective clothing, and adhere to workplace safety regulations at all times. Unfortunately, workplace injuries can and…

Who Is Exempt From ERISA?

On Behalf of Christian Ayers
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The Employee Retirement Income Security Act (ERISA) was codified into law in 1974 with the aim of preventing employers from misusing employees’ benefits accounts and providing legal recourse to any employee affected by their employer’s intentional fiduciary malfeasance. ERISA broadly applies to almost every private sector employer in the country,…

What Is a Violation of ERISA?

On Behalf of Christian Ayers
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In 1974, the Employee Retirement Income Security Act (ERISA) came into law with the intention of protecting employee benefits programs and retirement accounts from fiduciary malfeasance. Today, most employers offer various benefits programs to their employees, and these benefits can be incredibly valuable when it comes to handling emergencies and…

What Are Examples of ERISA Plans?

On Behalf of Christian Ayers
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The Employee Retirement Income Security Act (ERISA) came into law in 1974 with the goal of providing legal protection to employees with benefits plans provided by their employers. ERISA plans generally cover two types of benefits plans: welfare disability plans that provide benefits following work-related injuries, and retirement plans that…

What Is the Main Purpose of ERISA?

On Behalf of Christian Ayers
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The Employee Retirement Income Security Act (ERISA) is a crucial piece of federal legislation for any injured worker covered by an employer-provided disability plan or anyone with an employer-provided retirement plan. ERISA prevents those responsible for managing covered employees’ funds provided through such plans from engaging in any fiduciary malpractice.…

Why Choose Ayers, Whitlow & Dressler as Your Charlotte Workers’ Comp Attorneys

On Behalf of Christian Ayers
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When you get hurt on the job, there is a lot going through your head. Not only do you have to recover from a new injury, but you also must determine how to pay for the medical bills, time off work, and other expenses associated with your situation. This is…

What Happens When You Have a Career Ending Injury?

When most people think of career-ending injuries, they think of professional athletes. However, people in any industry and working at any level can suffer from an injury that ends their career. Most people use their brain and at least their arms and hands to do their work, and there is…

The High Costs Associated With ACL Surgeries

Our bodies have a high capacity to heal. When we cut our finger, scrape a knee, or suffer a bruise, our body works quickly to fix the issue while we go on with our day. Most times, we do not notice that healing is even occurring. Unfortunately, there are certain…

My Husband Died on the Job: Can Workers’ Compensation Help Me?

When most people go to work, they assume that they will remain safe during the workday. Although there are certainly dangerous occupations, most jobs have safety protocols and requirements. These help employees maintain their health, happiness, and ability to return to their families every night. Unfortunately, these systems are not…