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Can I retire early without penalty with SSDI?

On Behalf of Christian Ayers
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Social Security Disability Insurance is intended for those who have historically worked and paid into Social Security but who are no longer able to maintain employment, due to a disability. Likely because it benefits the economy to work and give a portion of your money to the government to hold…

NC parents beware: next 100 days ‘deadly’ for teen drivers

On Behalf of Christian Ayers
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With Memorial Day behind us, kids all across North Carolina are more than ready to finish school and enjoy a much-needed summer break. For parents, however, this time of year isn’t always as relaxing as it can be for our kids. This can be especially true for parents with teen…

Disabilities Involving The Musculoskeletal System

On Behalf of Christian Ayers
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The human spine consists of 33 vertebra: 7 cervical, 12 thoracic, 5 lumbar, 5 sacral which fuse to form the sacrum and 4 coccygeal which are also fused together to form the coccyx bone or tail bone. These bones surround and support the spinal cord which connects the brain with…

Driving defensively in a sea of distracted drivers

On Behalf of Christian Ayers
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It can be said that a good majority of people within North Carolina who are of the appropriate age, drive daily. Because they drive as part of a routine, the magnitude of what they are doing may dissipate. Regardless, even the most diligent person behind the wheel, resisting all distracting…

Medical Records Abbreviations

On Behalf of Christian Ayers
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There are a lot of abbreviations that appear in medical records used in disability claims. Some examples some include: HEENT – head, eyes, ears, nose and throat WNL – within normal limits VS – vital signs HPI – history of present illness CC – chief complaint ROS – review of…

Not hurt “On the Job?”

On Behalf of Christian Ayers
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In North Carolina, an employee does not have to be hurt on the employer’s premises to be entitled to workers compensation benefits. In some situations an injury will “arise out of the employment” even if you are away from the workplace. For instance, your injury may be compensable if you…

3 killed in North Carolina reckless driving accident

On Behalf of Christian Ayers
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A 23-year-old North Carolina woman and her six-month old son were among three who were killed in a two car motor vehicle accident that was caused by reckless driving. In a statement made by the North Carolina Department of Public Safety, the incident was caused when a full sized pickup…

Children and Social Security Disability Benefits

On Behalf of Christian Ayers
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A child with a disability who is age 18 or older may qualify for social security benefits when a parent begins receiving retirement or disability benefits. In certain circumstances a disabled child can also get benefits at age 18 or older when a parent dies; however, the child’s disability must…

Three killed in North Carolina reckless driving accident

On Behalf of Christian Ayers
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A 23-year-old North Carolina woman and her six-month old son were among three who were killed in a two car motor vehicle accident that was caused by reckless driving. In a statement made by the North Carolina Department of Public Safety, the incident was caused when a full sized pickup…

As States Decrease Workers Compensation Benefits, Federal Attention Grows

On Behalf of Christian Ayers
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Federal lawmakers are beginning to pay attention to the recent trend of states cutting workers compensation benefits. When a state reduces the benefits available to an injured worker, often federal disability assistance will step in to aid the injured worker. Congressman Bobby Scott of Virginia (D) explains that “what happens…