The Employee Retirement Income Security Act (ERISA) exists to provide legal protection for employees and their employer-provided healthcare and retirement benefits. When you have any type of benefits plan through your employer, it is likely covered by ERISA. In North Carolina, ERISA applies to almost every employer in the state,…
The Employee Retirement Income Security Act (ERISA) became law in 1974 with the goal of preventing employers in the United States from misusing or misappropriating employee benefits plans. ERISA also provides various avenues of legal recourse for any employee who has been subjected to any such mistreatment, allowing them to…
The Employee Retirement Income Security Act (ERISA) was codified into law in 1974 with the aim of preventing employers from misusing employees’ benefits accounts and providing legal recourse to any employee affected by their employer’s intentional fiduciary malfeasance. ERISA broadly applies to almost every private sector employer in the country,…
In 1974, the Employee Retirement Income Security Act (ERISA) came into law with the intention of protecting employee benefits programs and retirement accounts from fiduciary malfeasance. Today, most employers offer various benefits programs to their employees, and these benefits can be incredibly valuable when it comes to handling emergencies and…
The Employee Retirement Income Security Act (ERISA) came into law in 1974 with the goal of providing legal protection to employees with benefits plans provided by their employers. ERISA plans generally cover two types of benefits plans: welfare disability plans that provide benefits following work-related injuries, and retirement plans that…
The Employee Retirement Income Security Act (ERISA) is a crucial piece of federal legislation for any injured worker covered by an employer-provided disability plan or anyone with an employer-provided retirement plan. ERISA prevents those responsible for managing covered employees’ funds provided through such plans from engaging in any fiduciary malpractice.…
For someone who suffers from a disability and is a member in good standing of an employer’s disability insurance coverage program, a denial is a stunning turn of events. By exploring some of the common reasons these claims are denied, we can begin to better understand how to overcome this…
As a North Carolina disability claimant, you might be a bit confused – candidly, even bewildered – by the various ins and outs relevant to your claim’s processing. There are a lot of them, aren’t there? And they can feature every step of the way, from the initial application stage…