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6 Social Security Disability Secrets
You probably have heard of Social Security Disability Insurance (SSDI) before. But unless you are living with a major disability or chronic illness, you might not know much about what SSDI is for or how it works. For our readers in Charlotte who are not sure if they qualify for…
Financial advisor: get help early in SSDI process
It was nearly a century ago that Kiplinger began publishing its business forecasts and personal financial advice. Today the company helps Americans make decisions on investments, taxes, retirement and more. A recent Kiplinger article gave advice on what to do when you are prevented from continuing your career because of…
Researchers link depression to genetic causes
It has long been a mystery why some families are more likely to have some of their members struggle with mental illness than other families. Science might be one step closer to a fuller understanding of mental health issues after discovering that nearly 80 genes are linked to depression. The…
Author: Your job is killing you
It isn’t just that your boss is demanding and that the hours at your Charlotte job are long and hard. It isn’t just that you are expected to do a lot for the company while getting little in return. It isn’t just that you have little control over what you…
Social Security Administration finally gets modest budget boost
In recent years, one of the safest, easiest places for Congress to make budget cuts was at the Social Security Administration. A recent Reuters column points out that the cuts have made it difficult for customers to get information, help and services. Who are Social Security’s customers? Mostly the retired,…
Another form of work: determining SSDI work requirements
When most people hear the words “Social Security,” they think of retirement benefits to be received after a person chooses to stop working. For more than 10 million people, the words “Social Security” have a very different meaning: they have been prevented from continuing their careers by a disabling medical condition.…
North Carolina Social Security Disability wait longer than average
If someone cannot continue working because of illness or injury, the wait for disability benefits now exceeds two years. According to a recent news article, the wait here in North Carolina for Social Security Disability benefits is slightly longer. More than 38,000 people in our state are waiting to hear…
Waiting and waiting for Social Security Disability benefits
From every paycheck you have earned, the federal government dipped in and took a percentage of it to help pay for Social Security Disability Insurance and other societal safety nets. The idea is to provide a limited income to those who are prevented from working by injury or illness. The problem…
SSDI claimants with representatives: 3 times as likely to be approved
The Social Security Administration acknowledges that it has a backlog problem. In a recent report, it stated that thousands of SSDI applicants die each year while waiting to hear if their disability benefits claim has been approved. A less publicized admission from Social Security is that SSDI applicants are three…
Defending SSDI and the “disability belt”
The term “disability belt” is often used disparagingly to refer to an area of the United States that includes the western portion of North Carolina, West Virginia, much of Tennessee and Kentucky, as well as a large swath of Arkansas and most of Mississippi and Alabama. Also included in the…
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