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Advice on how to improve your Social Security Disability odds

On Behalf of Christian Ayers
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The decision to apply for disability benefits is not one made lightly. Many applicants submit their paperwork to the Social Security Administration only after they have repeatedly tried to continue their careers, hold onto jobs and earn needed paychecks despite a disabling medical condition. For them, the application often feels…

Looking at 2017: Waiting for Social Security Disability approval

On Behalf of Christian Ayers
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More than 27 per day, more than 192 per week and more than 830 per month. That is how many Americans died last year while waiting for Social Security Disability benefits approval, news outlets have reported. The total for 2017 tops 10,000, according to Social Security records obtained by the…

Leaving SSDI applications and appeals to the experts

On Behalf of Christian Ayers
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Financial advisers help people make important decisions about what to do with money. Which stocks to buy or sell, for instance, as well as how to match investments to personal financial goals. One aspect of advice and guidance that financial advisers often fall short on is helping clients navigate the Social…

Social Security Disability: an overview

On Behalf of Christian Ayers
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Like so many issues that make their way into the news, Social Security Disability is often misunderstood, mischaracterized, mislabeled and subject to partisanship and emotions. So let’s take a few minutes to try to clear the misconceptions about a federal program that helps millions of disabled American workers pay for necessities. First,…

Numbers make it clear: SSDI approval is getting more difficult

On Behalf of Christian Ayers
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When you comb through the Social Security Administration’s annual report on disability claims, you will come across a wide variety of interesting statistics. A glance through last year’s report (the most recent report available) reveals that there are still 4,100 outstanding claims for disability benefits filed in the year 2009. Think about…

Elation greets FDA’s reassessment of MDMA (ecstasy)

On Behalf of Christian Ayers
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Back in the 1980s, the rise of psychedelic and electronic dance music fueled the popularity of raves: music-fueled parties that sometimes lasted all night or longer. At the height of the rave phenomenon, MDMA (also known as ecstasy) was popular, giving users a sense of euphoria and heightened sensations as…

One of the hardest parts of an SSDI claim is the wait

On Behalf of Christian Ayers
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The headline is jolting, troubling and sad all at the same time: “Suddenly disabled, unable to work and need benefits? Prepare for financial ruin first.” The headline is also, as many Charlotte residents understand, all too often accurate. The article in a Dallas newspaper follows the story of a 51-year-old…

Universal design: it’s for everyone

On Behalf of Christian Ayers
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Some things are intentionally and appropriately exclusive. Think of the honor roll, various halls of fame and MENSA, for example. While few would argue that it’s improper for those institutions to be exclusive, society has come to understand just as clearly that other things should be inclusive. Universal design is…

November is American Diabetes Month

On Behalf of Christian Ayers
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Although Charlotte media hasn’t paid a lot of attention to it, November is American Diabetes Month. The goal is to raise awareness of diabetes and to raise funds that will provide research dedicated to finding a cure. By doing so, we can help improve life for the more than 30…

Social Security Disability backlog now means a nearly 2-year wait

On Behalf of Christian Ayers
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In many ways, they are the people least-equipped to wait for long periods. They are the Americans who are waiting for a hearing their Social Security Disability appeal. According to recent news reports, more than a million people are today waiting to hear the results of their SSDI appeal. The average…