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Report: Social Security Disability fund healthier than expected

On Behalf of Christian Ayers
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The good news is that the Social Security Disability trust fund is a little healthier than expected. The bad news is that the fund is healthier, in part, because of the increasing backlog in the SSDI approval process. Because the Social Security Administration is not processing claims as fast as…

More than earned: A warrior’s fight for SSDI benefits

On Behalf of Christian Ayers
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The young Army lieutenant did not want to listen to combat-tested veterans in his platoon, so he ordered the group to use the road in Afghanistan rather than a less obvious route to their destination. The result was that an improvised explosive device buried in the road detonated and tore…

Plenty of work to do to fix Social Security Disability backlog

On Behalf of Christian Ayers
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The United States has a seemingly endless supply of problems, including issues related to the economy, terrorism, infrastructure, education and more. One of the headaches we face is “ensuring the financial stability and service levels of the entire Social Security system,” states a recent editorial by political news publication The…

Financial expert makes the case for disability insurance

On Behalf of Christian Ayers
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When you are young and healthy, it can feel like nothing will ever slow you down. But according to research, one out of every four 20-year-olds today will be disabled by injury or illness before they retire. The Council for Disability Awareness says more than 37 million Americans are disabled, which is…

Don’t feel intimidated about filing for long-term disability

On Behalf of Christian Ayers
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You’ve been working for years. You’ve paid into multiple insurance policies, including a health policy and a long-term disability policy. Now, due to an illness, traumatic injury or damage from repetitive stress, you’re no longer able to work. Complete disability can result from a serious illness, like cancer or multiple…

SSDI approval process: slow and difficult

On Behalf of Christian Ayers
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The odds and waits are long, but Social Security Disability Insurance applicants usually have little choice but to take their chances with the federal program. The odds of approval are less than 50-50, according to a recent National Public Radio report. (Charlotte’s NPR station is WFAE.) And the wait for a…

SSDI income is taxed at varying rates

On Behalf of Christian Ayers
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The cycling of money through the Social Security system can be confusing. Forbes recently undertook to explain one facet of it: the several ways in which Social Security Disability Insurance income can be taxed by the same federal government that writes SSDI benefits checks. Forbes contributor Peter J. Reilly notes that SSDI…

Smoke clears around source of added pain

On Behalf of Christian Ayers
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One of the worst injuries a person can suffer is to their spinal cord. The effects of the injury depend, of course, on severity, but also on which vertebrae is damaged. According to new research, there is evidence showing that pain is worsened in people with spinal cord injury by…

Going without: Disabled Americans often struggle to get good food

On Behalf of Christian Ayers
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We see the stories in Charlotte news media and in articles and broadcast reports from newspapers and broadcasters from around the nation: skewed portrayals of the lives of people forced to give up work and apply for disability benefits. So many of these reports present political opinions rather than accurate descriptions…

Fighting for the rights and independence of disabled Americans

On Behalf of Christian Ayers
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Some of our North Carolina law blog readers might not be familiar with Jim Sensebrenner. The unassuming Wisconsin congressman has been in the House of Representatives since Jimmy Carter was president. One of Sensebrenner’s major causes over those decades of service has been his dedication to the creation of legal…