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How long do you have to make a workers’ compensation claim?

On Behalf of Christian Ayers
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After you are hurt on the job, you should know that you do have an opportunity to make a workers’ compensation. If you are employed and your employer is required to have this insurance (which most are), then you should be able to file a claim asking for compensation. This…

Workers’ compensation and disability benefits for heart disease

On Behalf of Christian Ayers
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Did you know that there are occupational factors for heart disease? Heart disease is also listed as a possible impairment in the Social Security Administration’s Blue Book. If a person develops an illness or disease that impacts the way their heart functions, then that disorder may make it possible for them…

Does North Carolina workers’ compensation cover PTSD?

On Behalf of Christian Ayers
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People experience trauma in the workplace in many different ways. First responders like police officers or firefighters could become traumatized after seeing the horrific injuries other people experience in a crash or witnessing the death of another person. Those who work in retail settings could develop post-traumatic stress disorder (PTSD)…

Can workers still request workers’ comp if it was their fault?

On Behalf of Christian Ayers
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In many injury cases, such as car accidents, fault is very important. The at-fault driver is typically responsible for the injuries and cannot try to seek compensation for their own injuries. They caused the crash, so they cover the costs. People sometimes take this mentality to other areas of the…

Will car insurance be enough to cover a traumatic brain injury?

On Behalf of Christian Ayers
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If you suffered a traumatic brain injury (TBI) in a car crash, you may not have realized you were hurt at first. Brain injuries often have delayed onset for symptoms. Only when bleeding or swelling continues without medical treatment does the pressure on the brain becomes significant enough to produce…

Who will pay for your lost wages after a major car crash?

On Behalf of Christian Ayers
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Getting hurt in a car crash can affect your finances in two major ways. Obviously, you will have medical bills to worry about. If your injuries are serious, you also have the financial loss of missed wages during your recovery. You probably trust that either car insurance or your health…

Car accidents: 2020 was the most dangerous year in over a decade

On Behalf of Christian Ayers
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In 2020, the number of miles that drivers covered in the United States fell dramatically. There were, for many months of the year, far fewer cars on the road.   One would think that would lead to a drastic drop in car accident injuries and fatalities. However, the opposite was actually…

How long will it take to receive your SSDI benefits?

On Behalf of Christian Ayers
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Individuals who have spent their entire adult lives working and supporting families can get hurt in an instant and find themselves struggling for independence. Social Security Disability Insurance (SSDI) is a crucial social safety net that helps protect working adults who have found themselves unable to work before they reach…

The science behind the severity of a head-on crash

On Behalf of Christian Ayers
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The kind of crash you’re involved in is a significant factor in how seriously hurt you get. High-speed collisions, as you’d expect, are among the worst. However, even at lower speeds, head-on crashes may result in injuries equal to a higher-speed crash. How? It comes down to physics. Any force that you hit…

Why car insurance fails those with spinal cord injuries

On Behalf of Christian Ayers
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Vehicle collisions occur every day in North Carolina, and most of them just cause property damage. Some cause minor to moderate injuries. Unfortunately, a handful of crashes will result in serious injuries to the people in one or more of the vehicles involved. Some crashes even kill people. Spinal cord…