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Who is most likely to be a distracted driver?

On Behalf of Christian Ayers
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Every day, distracted drivers kill about eight people in the United States. According to the Centers for Disease Control and Prevention (CDC), one in five of those killed are walking, riding bikes or otherwise outside a vehicle. More than 33% of negligent drivers are between the ages of 15 and…

Why are long-term disability benefits denied?

On Behalf of Christian Ayers
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For someone who suffers from a disability and is a member in good standing of an employer’s disability insurance coverage program, a denial is a stunning turn of events. By exploring some of the common reasons these claims are denied, we can begin to better understand how to overcome this…

How long do you have to work to qualify for Social Security?

On Behalf of Christian Ayers
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Social Security Disability Insurance (SSDI) protects workers who suffer life-altering injuries or who develop disabling medical conditions. SSDI benefits are an important social safety net that helps limit the financial impact of being unable to work for medical reasons. However, not just anyone can claim SSDI benefits. Only those who…

What to do if your old job isn’t an option after a workplace accident

On Behalf of Christian Ayers
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Many injuries that workers suffer on the job only leave them with temporary impairments that resolve in a matter of days or a few short weeks. Workers, in these instances, may be able to alert their employers about the injuries and modify their daily tasks yet still go to work.…

What to know about Rule 414 before filing a personal injury claim

On Behalf of Christian Ayers
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All types of situations can leave someone injured or ill, including dog bite incidents, motor vehicle accidents, product malfunctions and dangerous premises issues. While many individuals suffer only minor injuries in such situations, others may be catastrophic, leaving victims with very little prospect of returning to life as they once…

Can you spot reckless drivers?

On Behalf of Christian Ayers
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It is easy to take your safety for granted while driving. After months or years of not being in an accident, it is natural to begin overlooking signs of possible danger on the road. This kind of oversight can become dangerous and costly in the long run. A car accident…

How do you preserve a witness’s memory?

On Behalf of Christian Ayers
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If you are involved in a serious accident, one of the things you need to do is to take steps to preserve your memory as a witness. Anyone else who was involved should do the same. It’s an interesting fact, but the reality is that many people are not good witnesses.…

How long do you have to make a workers’ compensation claim?

On Behalf of Christian Ayers
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After you are hurt on the job, you should know that you do have an opportunity to make a workers’ compensation. If you are employed and your employer is required to have this insurance (which most are), then you should be able to file a claim asking for compensation. This…

Workers’ compensation and disability benefits for heart disease

On Behalf of Christian Ayers
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Did you know that there are occupational factors for heart disease? Heart disease is also listed as a possible impairment in the Social Security Administration’s Blue Book. If a person develops an illness or disease that impacts the way their heart functions, then that disorder may make it possible for them…

Does North Carolina workers’ compensation cover PTSD?

On Behalf of Christian Ayers
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People experience trauma in the workplace in many different ways. First responders like police officers or firefighters could become traumatized after seeing the horrific injuries other people experience in a crash or witnessing the death of another person. Those who work in retail settings could develop post-traumatic stress disorder (PTSD)…