Social Security Disability and Social Security Retirement Benefits

If you are on social security disability at the time you reach your normal retirement age, you will automatically transition to full retirement benefits. The law does not allow an individual to simultaneously receive both retirement and disability on the same earnings record. One advantage of obtaining Social Security Disability benefits is the ability to maximize the amount you receive because it is not necessary to take reduced retirement benefits prior to your normal retirement age (i.e., 62).