Charlotte Long-Term Disability Lawyer

A person who can no longer perform any gainful work as the result of a workplace injury may be entitled to long-term disability benefits through a disability program purchased by the individual. Whether the worker qualifies for permanent total disability benefits involves numerous factors such as age, education, training, and the nature and extent of the injury. If the person cannot work at all for a temporary but indeterminate period of time, he or she may be eligible for short-term disability benefits.

Building A Strong And Successful Case

Ayers, Whitlow & Dressler is a law firm dedicated to helping injured employees get the short- and long-term disability benefits they deserve. These cases are often linked to workers’ compensation claims, and the attorneys at Ayers, Whitlow & Dressler know how to collect and present needed information to insurance companies and judges.

In discussions with your doctor, we will learn about your medical condition and the nature of your disability. We will also gather other relevant information and work diligently to achieve results for you.

 

The medical information we collect can be used in pursuit of either short- or long-term disability benefits as well as workers’ compensation benefits and Social Security Disability benefits.

Get An Experienced Charlotte Long-Term Disability Lawyer On Your Side

If you are collecting long-term disability benefits, you are required to pursue a Social Security Disability claim.

Your insurance carrier may offer to provide a lawyer to help you obtain Social Security Disability benefits. While it is not unethical for the insurer to offer this service, it does present conflict-of-interest concerns. It is in the interests of the insurance carrier to get you onto the Social Security Disability rolls, but it may not be in your best interest. You should seriously consider getting a Charlotte Long-Term Disability Lawyer who will place your interests above those of the insurance company. Ayers, Whitlow & Dressler can handle your case, seeking the best possible result for you.

FAQs

Q. What Should I Do After Suffering A Long-Term Injury Or Illness?

The first step is to complete and submit all necessary disability claims forms. This often includes a statement from your physician describing the extent of your disability, an employer’s statement that details your earnings and job duties, and an authorization that allows for the viewing of your medical records.

Q. How Long Must I Be Injured Before Making A Claim?

Most long-term disability insurance policies dictate that you must wait a predetermined amount of time (often three months) before you become eligible for benefits. State and federal programs may extend that wait even longer. You might also have to use all available short-term disability benefits first.

Q. What If I Suffered My Injury While At Work?

If you suffered a permanent or extended disability while at work, you have certain rights that are protected under the Employee Income Security Act of 1974. Our lawyers will work with you to file the necessary paperwork for workers’ compensation and pursue other available disability options.

Q. Why Might My Claim Be Denied?

Denials are often made if you are unable to furnish adequate medical evidence about your condition or if you fail to meet certain disability criteria set forth by insurance companies or programs. Your claim may also be denied if you fail to fill out your application forms correctly or information is missing.

Q. What Should I Do If My Long-Term Disability Claim Is Denied?

If your request is denied, you have a certain amount of time to file an administrative appeal. The sooner we are made aware of the denial, the more time we have to evaluate why the application was rejected and gather critical evidence on your behalf.

Free Consultation With An Attorney

Contact Ayers, Whitlow & Dressler in Charlotte, North Carolina, to schedule a free initial consultation.

Ayers, Whitlow & Dressler accepts cases on a contingent fee basis. We only collect attorney fees if we obtain benefits for you.